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Levels of Care

Flexible Payment/Financial Options
  • Private Pay
  • Health care services you receive can be paid for on a private pay basis as the services are provided.

  • Medicare
  • Medicare Part A covers the cost of skilled care in a Skilled Nursing facility for a limited time. The Medicare benefit covers 100% of the cost of skilled care for up to the first 20 days.

    If skilled care is still required for 21-100 days (or any portion thereof), there is a daily coinsurance payment. (Medigap Coverage or Long-Term Care insurance may be able to cover this.)

  • Medigap Coverage/Supplemental Insurance Coverage
  • Medigap insurance, which is sold through private insurance companies, helps pay for costs that Medicare doesn’t cover, such as co-pays and deductibles.

  • Long-Term Care Insurance
  • Long-Term Care insurance can help pay for nursing home care. This insurance may also cover the cost of in-home care, adult day care, assisted living and services provided in continuing care communities. The amount of coverage and the eligibility requirements may differ. If your loved one has a policy, read it carefully.

Meet the Staff
  • Janet Marks, Healthcare Administrator
  • Janet Marks happily joined the team at Covenant Living in the summer of 2015.  She is a native Coloradan, growing up nearby in Wheat Ridge, and received her Bachelor of Science degree from the University of Colorado. Into her position as Health Care Administrator, she brings several years of Long Term Care leadership and a passion for making health care excellent.


  • Peter Milbourn, Executive Director
  • Peter Milbourn received his bachelor’s degree from North Park University and for the past nine years has served within the ministry of Covenant Living. He brings many years of experience to Covenant Living of Colorado including positions as Marketing/Community Outreach Representative at Covenant Living of the Great Lakes, Marketing Director at Covenant Living of Colorado and Associate Administrator at Covenant Living of Northbrook. He now serves as the  Executive Director at Covenant Living of Colorado.

  • Outpatient
  • I am very pleased with the care that I received. It's top notch. I came for physical therapy, but it's the total care I received. Therapy staff are excellent, a step above. I have had outpatient therapy that didn't come close.

  • Spouse, skilled nursing patient
  • After two and a half years of hospice care at home, clearly, I could no longer give my dying husband the care he needed. Our whole family is immeasurably grateful he could finish his last three weeks of life in the skilled nursing unit of Covenant Living of Colorado where the nurses and staff clearly LOVE the patients they care for.

  • M.M
  • Covenant is a relief to my children. They know that I am well cared for and can relax and just visit me. I have made such great friendships, everybody is so friendly.

  • P.F.
  • I love all the games and activities. They have puzzles out all the time that I can work on. The caregivers are friendly and take good care of me. I even found out one of them went to the same camp as I did in Estes Park! I have many friends.

  • B.B
  • I would like to thank Covenant Living of Colorado for the excellent care provided during my recent rehabilitation at the Health Care Center. From July 18, 2014 through August 14, 2014. This was the result of a major back surgery. 
    The dedication of the staff was truly remarkable in their dedication to the residents in their care. The efforts of the therapy department was particularly helpful. I arrived at Covenant Living of Colorado in a whieelchair and left 18 days later walking with little help with a walker. I had physical speech and occupational therapists working with me while here. I have lived in Colorado for nine years residing in independent living. I moved to Covenant Living of Colorado to have the availability of all senior services for the rest of my life. With this latest rehabilitation experience, I am totally convinced that I did the right thing 9 years ago when moving here.

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